Local Law and Account Rules
These Terms and Conditions set the rules for opening, using and keeping an account with jankalyan. They explain how we handle acceptance, identity and location checks, payment records, withdrawals, dispute handling and changes to the page you see here. Access is available only where local law
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permits, and if a clause conflicts with local law, the local rule applies to the extent required. We may ask for extra checks before certain actions, and your account can stay paused until the check is complete. When you use UPI, Paytm, PhonePe or Google Pay,
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the related payment records are linked to the same account file so we can match deposits, withdrawals and reversals without guesswork. Please read this page before you accept the account terms, because continuing use after an update means the newer version governs the account going forward.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.